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Credit Cards

When you need flexibility, a UK Credit Union Visa® credit card gives you the freedom to choose.

Keep more cash in your wallet with a UK Credit Union Visa® credit card. 

You'll get lower rates and no hidden fees...plus any interest you pay is invested back into the credit union and returned members in the form of lower loan rates and unique services.

All credit cards include:

  • Low interest rates and no annual fee
  • Global reach with local service
  • Convenient 24/7 online account management
  • Emergency cash if your card is stolen
  • Travel insurance
  • Warranty protection on purchases made with the card

One Product Card

An example of a section with one centered product card.

VISA® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • and so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

Two Product Cards

An example of a section with two center-justified product cards.

VISA® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • and so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

VISA® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 11.49% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • and so much more

Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

Application and Solicitation Disclosure

Three Product Cards

An example of a section with three product cards filling the row.

VISA® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • and so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

VISA® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 11.49% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • and so much more

Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

Application and Solicitation Disclosure

VISA® Business Card

UK Credit Union's Visa Business Card can be your reliable partner. It's flexible, helpful and can make your business life easier.

Card features:

  • Low credit card interest rates
  • Offers flexibility for business purchases
  • 24/7 fraud and loss protection
  • Extended warranty on purchased items
  • Earn points in the  CU Rewards®  program
  • ...and so much more

Additional Product Cards

An example of a section with more than three product cards. 

Additional rows follow the first row's alignment and sizing.

VISA® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • and so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

VISA® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 11.49% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • and so much more

Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

Application and Solicitation Disclosure

VISA® Business Card

UK Credit Union's Visa Business Card can be your reliable partner. It's flexible, helpful and can make your business life easier.

Card features:

  • Low credit card interest rates
  • Offers flexibility for business purchases
  • 24/7 fraud and loss protection
  • Extended warranty on purchased items
  • Earn points in the  CU Rewards®  program
  • ...and so much more

Prime Share Savings Account

At UK Credit Union, you'll always be more than an account holder. You become a valued member-owner when you open your initial Prime Share savings account with just $25.

Account features

  • Earns monthly dividends* 
  • No monthly surcharge
  • Mobile & online access
  • Direct deposit your savings

* On balances of at least $100

Senior Share Savings Account

If you're 54+, you've earned the right to make your money work a little harder for you. Treat yourself to a Senior Share savings account with a better rate than Prime Share savings.

Account features

  • Higher dividend rate* than Prime Share savings
  • No minimum balance required
  • No restrictions on withdrawals or deposits
  • Mobile & online access

*Monthly interest paid on balances of at least $100.

Additional Benefits

CU Rewards®

Earn CU Rewards points on every dollar you spend, which can be redeemed for a variety of exciting rewards, including gift cards and travel experiences.

Key features:

  • Automatically accumulate points on every purchase.
  • Choose from a wide selection of reward options.

Visa® Click to Pay

Make online shopping simple and secure. With Visa Click to Pay, paying online is effortless. Look for this icon at any Visa-accepting site and enjoy a faster, safer checkout experience.

Visa® Purchase Alerts

Visa offers you more tools for tracking your account your way. Enjoy near real-time alerts, more information, and more peace of mind with alerts from UK Credit Union powered by Visa.

Verified by Visa®

This free and easy service provides special security features when using your Visa credit card online.

Fast, easy balance transfers.

Got higher-interest credit card balances? Transfer them to your lower interest UK Credit Union credit card today and save more! Simply print, complete and submit the Balance Transfer Authorization form.

Manage your UK Credit Union Credit Card anytime.

UK Credit Union provides easy access to your credit card 24/7 by calling 866-820-4960. You can get balance information, transaction history or speak to a member representative. 

Payments can be made through Mobile Banking, Online Banking, or by mail to P.O. Box 37603, Philadelphia, PA 19101-0603.

For lost or stolen cards, call 800-449-7728.

your financial wellbeing is our top priority.

  • I’ve been with UK Credit Union for twenty years! They always took care of all of my, and my family’s financial needs, with courtesy and professionalism. I would not change my bank for anything, we are like family!!! Thank you, UK Credit Union!!!

    Angelica R.
  • I love banking with the UK Credit Union! Employees are always friendly and have the information I need quickly. Stopped in last weekend for a certified check and I appreciated the care that went into the transaction. Can't say enough nice things about my banking experiences with them!

    Leslie W.
  • I have always been a fan of UK Credit Union, which is why I still bank there after 30 years. Their staff is friendly and well-trained; they try to do what you need or suggest ideas; they have enough branches that I can go to one without much extra driving; their loan rates are low; their mobile app is easy to use.

    Ginny G.
  • I came in when UK Credit Union was about to close, but they were still very kind and diligent! It was my first time ever opening a bank account so I really appreciated how quickly and smoothly everything went. I even got to learn a little bit about credit! Most of all, I was anxious about creating a bank account because I kept telling myself it means I’m growing up and there’s no going back. However, the staff at UK Credit Union were kind and VERY friendly and helpful in every way. All my worries were gone in seconds (not kidding)! So, thank you very much for making my presumed scary experience wonderful!

    Debbie I.

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You will need the following information in order to complete the application:

  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
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